Paying for Therapy

All payments are expected to be made in full on the day of service and are collected at the beginning of each session. Exact cash and checks are accepted as payment during the office visit. Both self-pay and some forms of insurance are accepted.

Self-Pay
Since certain types of therapy may not be covered by your insurance, self-pay allows you to stay in control of your treatment. Self-pay also allows you to determine the length of your treatment based on your needs rather than on the basis of your allowed number of sessions.

Paying for therapy out-of-pocket also minimizes the exposure of your protected health information (PHI). When you use insurance benefits to cover therapy, the provider has to release certain types of information to the insurance carrier in order to verify your eligibility for coverage, pre-authorize services (if applicable), and process claims to obtain payment. As the result, the provider must inform the insurance carrier of such personal matters as the nature of the issues you struggle with, your diagnosis, your treatment plan, and your prognosis.

In the event of self-pay, your therapy remains completely private (with exceptions to confidentiality such as suicidal ideation, etc.). No reports of your treatment are shared with your insurance and all records remain with the therapist only. Further, no records of therapy exist in the Medical Information Bureau. MIB records of your therapy could potentially compromise your ability to get current or future life, health, disability, or long-term care insurance.

When you pay using insurance benefits, you must be assigned a psychiatric diagnosis in order for the provider to justify the medical necessity for the services provided. Once a diagnosis code is recorded by the insurance, it becomes part of your health care record.

Insurance
If your insurance requires a co-pay, at the time of the appointment, please pay by cash or check. Credit card payments can be accepted in the office only.  

Please check your insurance coverage carefully by asking the following questions:
●  Do I have mental health benefits?
●  What is my deductible and has it been met?
●  How many sessions per calendar year does my plan cover?
●  How much does my plan cover for an out-of-network provider?
●  What is the coverage amount per therapy session?
●  Is approval required from my primary care physician?

To Make an Appointment: call 407-617-2843.